欧洲语音支付市场预测至 2030 年 - 区域分析 - 按组件（软件和硬件）、企业规模（大型企业和中小型企业）和行业（BFSI、汽车、医疗保健、零售、政府等）
自然语言处理 (NLP) 技术的进步推动欧洲语音支付市场发展
自然语言处理 (NLP) 技术的进步已成为商业领域的变革力量，对语音支付市场产生了重大影响。NLP 专注于使机器能够以模拟自然交流的方式理解、解释和响应人类语言。这项技术进步对于寻求增强客户互动、自动化流程和从非结构化数据中提取有价值见解的企业具有重大意义。在客户服务和互动方面，企业正在使用复杂的 NLP 算法来开发聊天机器人和虚拟助手。这些智能系统可以理解客户查询并做出响应，提供实时支持并改善整体用户体验。这提高了运营效率，使企业能够提供个性化和响应式服务，从而加强客户关系。
NLP 的进步在数据分析和决策过程中发挥着关键作用。企业可以利用 NLP 算法从大量非结构化文本数据（例如客户反馈、社交媒体帖子和市场趋势）中提取有意义的信息。这有助于做出更明智的决策，帮助组织保持敏捷并对不断变化的市场动态做出响应。在金融领域，NLP 有助于自动执行金融新闻情绪分析、协助投资决策和检测市场行为模式等任务。处理和理解自然语言的能力可以实现更准确的风险评估和改进的合规措施。总体而言，NLP 技术的进步使企业能够增强沟通、简化运营并提取有价值的见解，从而有助于在当今动态的商业环境中提高效率、创新和竞争优势。
欧洲语音支付市场概览
欧洲语音支付市场进一步细分为德国、英国、意大利、俄罗斯、法国和欧洲其他地区。欧洲对网上银行的需求正在大幅增长。根据 Global Commerce Media LLC 公司 Gitnux 的数据，89% 的英国成年人使用网上银行，64% 的人使用手机银行应用程序。2022 年，欧洲数字银行的移动用户数量达到 90.4%。这些数据表明，欧洲的数字银行趋势正在增长，越来越多的人转向网上银行作为一种安全便捷的财务管理方式。
各种公司正在欧洲推出新的语音支付。例如，2021 年 9 月，社交支付发起服务 VibePay 成为欧洲第一家提供账户到账户语音激活支付的组织。iOS 上的 VibePay 用户可以直接、即时地从一个银行账户向另一个银行账户付款或向他人请求付款，无需任何费用。
2020 年 12 月，Ingenico、CopSonic 和 Validsoft 开发了两种强大的语音身份验证技术，可实现在家中、车辆和其他环境中进行安全的数字购买。其中一种被部署在法国阿尔让唐市购买燃料。因此，随着数字和语音支付的使用日益增多，该地区的语音支付市场正在增长。
欧洲语音支付市场收入和预测到 2030 年（百万美元）
欧洲语音支付市场细分
欧洲语音支付市场分为组件、企业规模、行业和国家。
根据组件，欧洲语音支付市场细分为软件和硬件。软件部门在 2022 年占据了更大的市场份额。
就企业规模而言，欧洲语音支付市场细分为大型企业和中小企业。 2022 年，大型企业部门占据了更大的市场份额。
根据行业，欧洲语音支付市场细分为 BFSI、汽车、医疗保健、零售、政府等。BFSI 部门在 2022 年占据了最大的市场份额。
按国家/地区划分，欧洲语音支付市场细分为德国、法国、英国、意大利、俄罗斯和欧洲其他地区。2022 年，德国占据了欧洲语音支付市场份额的主导地位。
亚马逊公司、Cerence Inc、谷歌有限责任公司、华为技术有限公司、NCR VOYIX Corp、PayPal Holdings Inc、Paysafe Limited、PCI Pal 和 Vibe Pay Limited 是欧洲语音支付市场的一些领先公司。
TABLE OF CONTENTS
1. Introduction
1.1 The Insight Partners Research Report Guidance
1.2 Market Segmentation
2. Executive Summary
2.1 Key Insights
2.2 Market Attractiveness
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. Europe Voice-Based Payments Market Landscape
4.1 Overview
4.2 Ecosystem Analysis
4.2.1 Solution and Service Providers:
4.2.2 End Users
4.2.3 List of Vendors in Value Chain:
5. Europe Voice-Based Payments Market - Key Market Dynamics
5.1 Market Drivers
5.1.1 Preference for Contactless Payment Solutions
5.1.2 Advancements in Natural Language Processing (NLP) Technology
5.1.3 Widespread Use of Smartphones and Smart Speakers
5.2 Market Restraints
5.2.1 Security Concerns
5.2.2 Limited Accuracy in Voice Recognition Technology
5.3 Market Opportunities
5.3.1 Adoption of Artificial Intelligence (AI)
5.4 Future Trends
5.4.1 Increasing Adoption by Retail Sector
5.5 Impact of Drivers and Restraints:
6. Voice-Based Payments Market - Europe Analysis
6.1 Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
6.2 Europe Voice-Based Payments Market Forecast Analysis
7. Europe Voice-Based Payments Market Analysis - by Component
7.1 Software
7.1.1 Overview
7.1.2 Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
7.2 Hardware
7.2.1 Overview
7.2.2 Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8. Europe Voice-Based Payments Market Analysis - by Enterprise Size
8.1 Large Enterprises
8.1.1 Overview
8.1.2 Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8.2 SMEs
8.2.1 Overview
8.2.2 SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9. Europe Voice-Based Payments Market Analysis - by Industry
9.1 BFSI
9.1.1 Overview
9.1.2 BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.2 Automotive
9.2.1 Overview
9.2.2 Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.3 Healthcare
9.3.1 Overview
9.3.2 Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.4 Retail
9.4.1 Overview
9.4.2 Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.5 Government
9.5.1 Overview
9.5.2 Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.6 Others
9.6.1 Overview
9.6.2 Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10. Europe Voice-Based Payments Market - Country Analysis
10.1 Europe Voice-Based Payments Market
10.1.1 Europe Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.1 Europe: Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.2 Germany: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.2.1 Germany: Voice-Based Payments Market Breakdown, by Component
10.1.1.2.2 Germany: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.2.3 Germany: Voice-Based Payments Market Breakdown, by Industry
10.1.1.3 France: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.3.1 France: Voice-Based Payments Market Breakdown, by Component
10.1.1.3.2 France: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.3.3 France: Voice-Based Payments Market Breakdown, by Industry
10.1.1.4 United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.4.1 United Kingdom: Voice-Based Payments Market Breakdown, by Component
10.1.1.4.2 United Kingdom: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.4.3 United Kingdom: Voice-Based Payments Market Breakdown, by Industry
10.1.1.5 Italy: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.5.1 Italy: Voice-Based Payments Market Breakdown, by Component
10.1.1.5.2 Italy: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.5.3 Italy: Voice-Based Payments Market Breakdown, by Industry
10.1.1.6 Russia: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.6.1 Russia: Voice-Based Payments Market Breakdown, by Component
10.1.1.6.2 Russia: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.6.3 Russia: Voice-Based Payments Market Breakdown, by Industry
10.1.1.7 Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.7.1 Rest of Europe: Voice-Based Payments Market Breakdown, by Component
10.1.1.7.2 Rest of Europe: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.7.3 Rest of Europe: Voice-Based Payments Market Breakdown, by Industry
11. Competitive Landscape
11.1 Heat Map Analysis by Key Players
11.2 Company Positioning & Concentration
12. Industry Landscape
12.1 Overview
12.2 Market Initiative
12.3 New Product Development
13. Company Profiles
13.1 Amazon.com Inc
13.1.1 Key Facts
13.1.2 Business Description
13.1.3 Products and Services
13.1.4 Financial Overview
13.1.5 SWOT Analysis
13.1.6 Key Developments
13.2 NCR VOYIX Corp
13.2.1 Key Facts
13.2.2 Business Description
13.2.3 Products and Services
13.2.4 Financial Overview
13.2.5 SWOT Analysis
13.2.6 Key Developments
13.3 Google LLC
13.3.1 Key Facts
13.3.2 Business Description
13.3.3 Products and Services
13.3.4 Financial Overview
13.3.5 SWOT Analysis
13.3.6 Key Developments
13.4 PayPal Holdings Inc
13.4.1 Key Facts
13.4.2 Business Description
13.4.3 Products and Services
13.4.4 Financial Overview
13.4.5 SWOT Analysis
13.4.6 Key Developments
13.5 Vibe Pay Limited
13.5.1 Key Facts
13.5.2 Business Description
13.5.3 Products and Services
13.5.4 Financial Overview
13.5.5 SWOT Analysis
13.5.6 Key Developments
13.6 Paysafe Limited
13.6.1 Key Facts
13.6.2 Business Description
13.6.3 Products and Services
13.6.4 Financial Overview
13.6.5 SWOT Analysis
13.6.6 Key Developments
13.7 Cerence Inc
13.7.1 Key Facts
13.7.2 Business Description
13.7.3 Products and Services
13.7.4 Financial Overview
13.7.5 SWOT Analysis
13.7.6 Key Developments
13.8 Huawei Technologies Co Ltd
13.8.1 Key Facts
13.8.2 Business Description
13.8.3 Products and Services
13.8.4 Financial Overview
13.8.5 SWOT Analysis
13.8.6 Key Developments
13.9 PCI Pal
13.9.1 Key Facts
13.9.2 Business Description
13.9.3 Products and Services
13.9.4 Financial Overview
13.9.5 SWOT Analysis
13.9.6 Key Developments
14. Appendix
14.1 About The Insight Partners
List of Tables
Table 1. Europe Voice-Based Payments Market Segmentation
Table 2. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Table 3. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 4. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 5. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 6. Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Country
Table 7. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 8. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 9. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 10. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 11. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 12. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 13. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 14. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 15. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 16. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 17. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 18. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 19. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 20. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 21. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 22. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 23. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 24. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 25. Company Positioning & Concentration
Table 26. Appendix
List of Figures
Figure 1. Europe Voice-Based Payments Market Segmentation, by Country
Figure 2. Ecosystem: Voice-Based Payments Market
Figure 3. Europe Voice-Based Payments Market - Key Market Dynamics
Figure 4. Impact Analysis of Drivers and Restraints
Figure 5. Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
Figure 6. Europe Voice-Based Payments Market Share (%) - by Component (2022 and 2030)
Figure 7. Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 8. Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 9. Europe Voice-Based Payments Market Share (%) - by Enterprise Size (2022 and 2030)
Figure 10. Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 11. SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 12. Europe Voice-Based Payments Market Share (%) - by Industry (2022 and 2030)
Figure 13. BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 14. Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 15. Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 16. Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 17. Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 18. Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 19. Europe Voice-Based Payments Market, by Key Country - Revenue (2022) (US$ Million)
Figure 20. Europe Voice-Based Payments Market Breakdown, by Key Countries, 2022 and 2030 (%)
Figure 21. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 22. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 23. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 24. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 25. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 26. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 27. Heat Map Analysis by Key Players
- Amazon.com Inc
- Cerence Inc
- Google LLC
- Huawei Technologies Co Ltd
- NCR VOYIX Corp
- PayPal Holdings Inc
- Paysafe Limited
- PCI Pal
- Vibe Pay Limited
- Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the Europe voice-based payments market.
- Highlights key business priorities in order to assist companies to realign their business strategies.
- The key findings and recommendations highlight crucial progressive industry trends in the Europe voice-based payments market, thereby allowing players across the value chain to develop effective long-term strategies.
- Develop/modify business expansion plans by using substantial growth offering developed and emerging markets.
- Scrutinize in-depth Europe market trends and outlook coupled with the factors driving the Europe voice-based payments market, as well as those hindering it.
- Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution.