2030 年までの欧州音声決済市場予測 - 地域分析 - コンポーネント別 (ソフトウェアとハードウェア)、企業規模別 (大企業と中小企業)、業界別 (BFSI、自動車、ヘルスケア、小売、政府、その他)
自然言語処理（NLP）技術の進歩がヨーロッパの音声決済市場を牽引
自然言語処理（NLP）技術の進歩は、ビジネス環境において変革をもたらす力となり、音声決済市場に大きな影響を与えています。NLPは、自然なコミュニケーションをシミュレートする方法で、機械が人間の言語を理解、解釈、応答できるようにすることに重点を置いています。この技術の進歩は、顧客とのやり取りを強化し、プロセスを自動化し、非構造化データから貴重な洞察を抽出しようとしている企業にとって大きな意味を持ちます。顧客サービスとエンゲージメントにおいて、企業は高度なNLPアルゴリズムを使用してチャットボットや仮想アシスタントを開発しています。これらのインテリジェント システムは、顧客の問い合わせを理解して応答できるため、リアルタイムのサポートが提供され、全体的なユーザー エクスペリエンスが向上します。これにより、運用効率が向上し、企業はパーソナライズされた応答性の高いサービスを提供できるようになり、顧客との関係を強化できます。
NLP の進歩は、データ分析と意思決定プロセスで極めて重要な役割を果たします。企業は NLP アルゴリズムを利用して、顧客からのフィードバック、ソーシャル メディアの投稿、市場動向などの膨大な量の非構造化テキスト データから意味のある情報を抽出できます。これにより、より情報に基づいた意思決定が可能になり、組織は進化する市場動向に対して機敏かつ迅速に対応できるようになります。金融分野では、NLP は、金融ニュースの感情分析、投資判断の支援、市場行動のパターンの検出などのタスクの自動化に役立ちます。自然言語を処理して理解する機能により、より正確なリスク評価とコンプライアンス対策の改善が可能になります。全体として、NLP テクノロジーの進歩により、企業はコミュニケーションを強化し、業務を合理化し、貴重な洞察を抽出できるようになり、今日のダイナミックなビジネス環境における効率、イノベーション、競争上の優位性の向上に貢献します。
ヨーロッパの音声決済市場の概要
ヨーロッパの音声決済市場は、ドイツ、英国、イタリア、ロシア、フランス、その他のヨーロッパにさらに細分化されています。ヨーロッパではオンラインバンキングの需要が大幅に高まっています。Global Commerce Media LLC CompanyのGitnuxによると、英国の成人の89％がオンラインバンキングを利用し、64％がモバイルバンキングアプリを使用しています。2022年には、ヨーロッパでデジタルバンキングのモバイルユーザー数が90.4％に達しました。このデータは、ヨーロッパでデジタルバンキングのトレンドが拡大しており、安全で便利な財務管理方法としてオンラインバンキングに移行する人が増えていることを示しています。
ヨーロッパでは、さまざまな企業が新しい音声決済を開始しています。たとえば、2021年9月、ソーシャル決済開始サービスのVibePayは、ヨーロッパでアカウント間の音声起動決済を提供する最初の組織になりました。 iOS 上の VibePay のユーザーは、手数料なしで、ある銀行口座から別の銀行口座に音声で直接、瞬時に支払いをしたり、他の人に支払いを依頼したりできます。
2020 年 12 月、Ingenico、CopSonic、Validsoft は、自宅や車内などの環境で安全なデジタル購入を可能にする 2 つの強力な音声認証テクノロジーを開発しました。そのうちの 1 つは、フランスのアルジャンタン市で燃料を購入するために導入されました。したがって、デジタルおよび音声ベースの支払いの使用が増えるにつれて、音声ベースの支払い市場は地域で成長しています。
ヨーロッパの音声ベースの支払い市場の収益と 2030 年までの予測 (百万米ドル)
ヨーロッパの音声ベースの支払い市場のセグメンテーション
ヨーロッパの音声ベースの支払い市場は、コンポーネント、企業規模、業界、国に分類されています。
コンポーネントに基づいて、ヨーロッパの音声ベースの支払い市場はソフトウェアとハードウェアに分割されています。ソフトウェアセグメントは2022年に大きな市場シェアを占めました。
企業規模では、ヨーロッパの音声ベースの決済市場は大企業と中小企業に分かれています。大企業セグメントは2022年に大きな市場シェアを占めました。
業界別では、ヨーロッパの音声ベースの決済市場はBFSI、自動車、ヘルスケア、小売、政府、その他に分かれています。BFSIセグメントは2022年に最大の市場シェアを占めました。
国別では、ヨーロッパの音声ベースの決済市場はドイツ、フランス、イギリス、イタリア、ロシア、その他のヨーロッパに分かれています。2022年にはドイツがヨーロッパの音声ベースの決済市場シェアを独占しました。
Amazon.com Inc、Cerence Inc、Google LLC、Huawei Technologies Co Ltd、NCR VOYIX Corp、PayPal Holdings Inc、Paysafe Limited、PCI Pal、Vibe Pay Limitedは、ヨーロッパの音声ベースの決済市場で事業を展開している大手企業の一部です。
TABLE OF CONTENTS
1. Introduction
1.1 The Insight Partners Research Report Guidance
1.2 Market Segmentation
2. Executive Summary
2.1 Key Insights
2.2 Market Attractiveness
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. Europe Voice-Based Payments Market Landscape
4.1 Overview
4.2 Ecosystem Analysis
4.2.1 Solution and Service Providers:
4.2.2 End Users
4.2.3 List of Vendors in Value Chain:
5. Europe Voice-Based Payments Market - Key Market Dynamics
5.1 Market Drivers
5.1.1 Preference for Contactless Payment Solutions
5.1.2 Advancements in Natural Language Processing (NLP) Technology
5.1.3 Widespread Use of Smartphones and Smart Speakers
5.2 Market Restraints
5.2.1 Security Concerns
5.2.2 Limited Accuracy in Voice Recognition Technology
5.3 Market Opportunities
5.3.1 Adoption of Artificial Intelligence (AI)
5.4 Future Trends
5.4.1 Increasing Adoption by Retail Sector
5.5 Impact of Drivers and Restraints:
6. Voice-Based Payments Market - Europe Analysis
6.1 Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
6.2 Europe Voice-Based Payments Market Forecast Analysis
7. Europe Voice-Based Payments Market Analysis - by Component
7.1 Software
7.1.1 Overview
7.1.2 Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
7.2 Hardware
7.2.1 Overview
7.2.2 Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8. Europe Voice-Based Payments Market Analysis - by Enterprise Size
8.1 Large Enterprises
8.1.1 Overview
8.1.2 Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8.2 SMEs
8.2.1 Overview
8.2.2 SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9. Europe Voice-Based Payments Market Analysis - by Industry
9.1 BFSI
9.1.1 Overview
9.1.2 BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.2 Automotive
9.2.1 Overview
9.2.2 Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.3 Healthcare
9.3.1 Overview
9.3.2 Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.4 Retail
9.4.1 Overview
9.4.2 Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.5 Government
9.5.1 Overview
9.5.2 Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.6 Others
9.6.1 Overview
9.6.2 Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10. Europe Voice-Based Payments Market - Country Analysis
10.1 Europe Voice-Based Payments Market
10.1.1 Europe Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.1 Europe: Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.2 Germany: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.2.1 Germany: Voice-Based Payments Market Breakdown, by Component
10.1.1.2.2 Germany: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.2.3 Germany: Voice-Based Payments Market Breakdown, by Industry
10.1.1.3 France: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.3.1 France: Voice-Based Payments Market Breakdown, by Component
10.1.1.3.2 France: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.3.3 France: Voice-Based Payments Market Breakdown, by Industry
10.1.1.4 United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.4.1 United Kingdom: Voice-Based Payments Market Breakdown, by Component
10.1.1.4.2 United Kingdom: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.4.3 United Kingdom: Voice-Based Payments Market Breakdown, by Industry
10.1.1.5 Italy: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.5.1 Italy: Voice-Based Payments Market Breakdown, by Component
10.1.1.5.2 Italy: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.5.3 Italy: Voice-Based Payments Market Breakdown, by Industry
10.1.1.6 Russia: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.6.1 Russia: Voice-Based Payments Market Breakdown, by Component
10.1.1.6.2 Russia: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.6.3 Russia: Voice-Based Payments Market Breakdown, by Industry
10.1.1.7 Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.7.1 Rest of Europe: Voice-Based Payments Market Breakdown, by Component
10.1.1.7.2 Rest of Europe: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.7.3 Rest of Europe: Voice-Based Payments Market Breakdown, by Industry
11. Competitive Landscape
11.1 Heat Map Analysis by Key Players
11.2 Company Positioning & Concentration
12. Industry Landscape
12.1 Overview
12.2 Market Initiative
12.3 New Product Development
13. Company Profiles
13.1 Amazon.com Inc
13.1.1 Key Facts
13.1.2 Business Description
13.1.3 Products and Services
13.1.4 Financial Overview
13.1.5 SWOT Analysis
13.1.6 Key Developments
13.2 NCR VOYIX Corp
13.2.1 Key Facts
13.2.2 Business Description
13.2.3 Products and Services
13.2.4 Financial Overview
13.2.5 SWOT Analysis
13.2.6 Key Developments
13.3 Google LLC
13.3.1 Key Facts
13.3.2 Business Description
13.3.3 Products and Services
13.3.4 Financial Overview
13.3.5 SWOT Analysis
13.3.6 Key Developments
13.4 PayPal Holdings Inc
13.4.1 Key Facts
13.4.2 Business Description
13.4.3 Products and Services
13.4.4 Financial Overview
13.4.5 SWOT Analysis
13.4.6 Key Developments
13.5 Vibe Pay Limited
13.5.1 Key Facts
13.5.2 Business Description
13.5.3 Products and Services
13.5.4 Financial Overview
13.5.5 SWOT Analysis
13.5.6 Key Developments
13.6 Paysafe Limited
13.6.1 Key Facts
13.6.2 Business Description
13.6.3 Products and Services
13.6.4 Financial Overview
13.6.5 SWOT Analysis
13.6.6 Key Developments
13.7 Cerence Inc
13.7.1 Key Facts
13.7.2 Business Description
13.7.3 Products and Services
13.7.4 Financial Overview
13.7.5 SWOT Analysis
13.7.6 Key Developments
13.8 Huawei Technologies Co Ltd
13.8.1 Key Facts
13.8.2 Business Description
13.8.3 Products and Services
13.8.4 Financial Overview
13.8.5 SWOT Analysis
13.8.6 Key Developments
13.9 PCI Pal
13.9.1 Key Facts
13.9.2 Business Description
13.9.3 Products and Services
13.9.4 Financial Overview
13.9.5 SWOT Analysis
13.9.6 Key Developments
14. Appendix
14.1 About The Insight Partners
List of Tables
Table 1. Europe Voice-Based Payments Market Segmentation
Table 2. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Table 3. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 4. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 5. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 6. Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Country
Table 7. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 8. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 9. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 10. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 11. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 12. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 13. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 14. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 15. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 16. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 17. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 18. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 19. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 20. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 21. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 22. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 23. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 24. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 25. Company Positioning & Concentration
Table 26. Appendix
List of Figures
Figure 1. Europe Voice-Based Payments Market Segmentation, by Country
Figure 2. Ecosystem: Voice-Based Payments Market
Figure 3. Europe Voice-Based Payments Market - Key Market Dynamics
Figure 4. Impact Analysis of Drivers and Restraints
Figure 5. Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
Figure 6. Europe Voice-Based Payments Market Share (%) - by Component (2022 and 2030)
Figure 7. Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 8. Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 9. Europe Voice-Based Payments Market Share (%) - by Enterprise Size (2022 and 2030)
Figure 10. Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 11. SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 12. Europe Voice-Based Payments Market Share (%) - by Industry (2022 and 2030)
Figure 13. BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 14. Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 15. Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 16. Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 17. Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 18. Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 19. Europe Voice-Based Payments Market, by Key Country - Revenue (2022) (US$ Million)
Figure 20. Europe Voice-Based Payments Market Breakdown, by Key Countries, 2022 and 2030 (%)
Figure 21. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 22. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 23. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 24. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 25. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 26. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 27. Heat Map Analysis by Key Players
- Amazon.com Inc
- Cerence Inc
- Google LLC
- Huawei Technologies Co Ltd
- NCR VOYIX Corp
- PayPal Holdings Inc
- Paysafe Limited
- PCI Pal
- Vibe Pay Limited
- Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the Europe voice-based payments market.
- Highlights key business priorities in order to assist companies to realign their business strategies.
- The key findings and recommendations highlight crucial progressive industry trends in the Europe voice-based payments market, thereby allowing players across the value chain to develop effective long-term strategies.
- Develop/modify business expansion plans by using substantial growth offering developed and emerging markets.
- Scrutinize in-depth Europe market trends and outlook coupled with the factors driving the Europe voice-based payments market, as well as those hindering it.
- Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution.