2030년까지의 유럽 음성 기반 결제 시장 전망 - 지역 분석 - 구성 요소(소프트웨어 및 하드웨어), 기업 규모(대기업 및 중소기업), 산업(BFSI, 자동차, 의료, 소매, 정부 및 기타)별
자연어 처리(NLP) 기술의 발전이 유럽 음성 기반 결제 시장을 주도합니다
자연어 처리(NLP) 기술의 발전은 비즈니스 환경에서 혁신적인 힘이 되어 음성 기반 결제 시장에 상당한 영향을 미쳤습니다. NLP는 기계가 자연스러운 의사소통을 시뮬레이션하는 방식으로 인간 언어를 이해하고 해석하며 응답할 수 있도록 하는 데 중점을 둡니다. 이러한 기술적 진보는 고객 상호 작용을 향상하고, 프로세스를 자동화하고, 비정형 데이터에서 귀중한 통찰력을 추출하려는 기업에 상당한 영향을 미칩니다. 고객 서비스 및 참여 분야에서 기업은 정교한 NLP 알고리즘을 사용하여 챗봇과 가상 비서를 개발하고 있습니다. 이러한 지능형 시스템은 고객 문의 사항을 이해하고 이에 응답하여 실시간 지원을 제공하고 전반적인 사용자 경험을 개선할 수 있습니다. 이를 통해 운영 효율성이 향상되고 기업은 개인화되고 대응성 있는 서비스를 제공하여 고객 관계를 강화할 수 있습니다.
NLP 발전은 데이터 분석 및 의사 결정 프로세스에서 중요한 역할을 합니다. 기업은 NLP 알고리즘을 활용하여 고객 피드백, 소셜 미디어 게시물, 시장 동향과 같은 방대한 양의 비정형 텍스트 데이터에서 의미 있는 정보를 추출할 수 있습니다. 이를 통해 보다 정보에 입각한 의사 결정이 가능해져 조직이 민첩하고 진화하는 시장 역학에 대응할 수 있습니다. 금융 부문에서 NLP는 금융 뉴스의 감정 분석, 투자 결정 지원, 시장 행동 패턴 감지와 같은 작업을 자동화하는 데 중요한 역할을 합니다. 자연어를 처리하고 이해하는 능력은 보다 정확한 위험 평가와 개선된 규정 준수 조치를 가능하게 합니다. 전반적으로 NLP 기술의 발전은 기업이 커뮤니케이션을 개선하고 운영을 간소화하며 귀중한 통찰력을 추출하여 오늘날의 역동적인 비즈니스 환경에서 효율성, 혁신 및 경쟁 우위를 높이는 데 기여할 수 있도록 지원합니다.
유럽 음성 기반 결제 시장 개요
유럽 음성 기반 결제 시장은 독일, 영국, 이탈리아, 러시아, 프랑스 및 유럽의 나머지 지역으로 세분화됩니다. 유럽에서 온라인 뱅킹에 대한 수요가 크게 증가하고 있습니다. Global Commerce Media LLC Company인 Gitnux에 따르면 영국 성인의 89%가 온라인 뱅킹을 사용하고 64%가 모바일 뱅킹 앱을 사용합니다. 2022년에 디지털 뱅킹의 모바일 사용자 수는 유럽에서 90.4%에 도달했습니다. 이 데이터는 유럽에서 디지털 뱅킹 추세가 증가하고 있으며, 더 많은 사람들이 재정을 관리하는 안전하고 편리한 방법으로 온라인 뱅킹으로 전환하고 있음을 보여줍니다.
다양한 회사가 유럽에서 새로운 음성 기반 결제를 출시하고 있습니다. 예를 들어, 2021년 9월, 소셜 결제 개시 서비스인 VibePay는 유럽에서 계정 간 음성 활성화 결제를 제공하는 최초의 조직이 되었습니다. iOS에서 VibePay 사용자는 수수료 없이 한 은행 계좌에서 다른 은행 계좌로 직접 그리고 즉시 음성으로 다른 사람에게 지불하거나 지불을 요청할 수 있습니다.
2020년 12월, Ingenico, CopSonic, Validsoft는 가정과 차량 및 기타 환경에서 안전한 디지털 구매를 가능하게 하는 두 가지 강력한 음성 인증 기술을 개발했습니다.그 중 하나는 프랑스의 아르장탕시에서 연료를 구매하는 데 사용되었습니다.따라서 디지털 및 음성 기반 지불 사용이 증가함에 따라 이 지역의 음성 기반 지불 시장이 성장하고 있습니다.
유럽 음성 기반 지불 시장 수익 및 2030년까지의 예측(백만 달러)
유럽 음성 기반 지불 시장 세분화
유럽 음성 기반 지불 시장은 구성 요소, 기업 규모, 산업 및 국가로 분류됩니다.
구성 요소를 기준으로 유럽 음성 기반 지불 시장은 소프트웨어와 하드웨어로 세분화됩니다. 소프트웨어 부문은 2022년에 더 큰 시장 점유율을 차지했습니다.
기업 규모 측면에서 유럽 음성 기반 결제 시장은 대기업과 중소기업으로 세분화됩니다.대기업 부문은 2022년에 더 큰 시장 점유율을 차지했습니다.
산업 기준으로 유럽 음성 기반 결제 시장은 BFSI, 자동차, 의료, 소매, 정부 및 기타로 세분화됩니다.BFSI 부문은 2022년에 가장 큰 시장 점유율을 차지했습니다.
국가별로 유럽 음성 기반 결제 시장은 독일, 프랑스, 영국, 이탈리아, 러시아 및 기타 유럽으로 세분화됩니다.독일은 2022년에 유럽 음성 기반 결제 시장 점유율을 지배했습니다.
Amazon.com Inc, Cerence Inc, Google LLC, Huawei Technologies Co Ltd, NCR VOYIX Corp, PayPal Holdings Inc, Paysafe Limited, PCI Pal 및 Vibe Pay Limited는 유럽 음성 기반 결제 시장에서 운영되는 일부 선도 기업입니다.
TABLE OF CONTENTS
1. Introduction
1.1 The Insight Partners Research Report Guidance
1.2 Market Segmentation
2. Executive Summary
2.1 Key Insights
2.2 Market Attractiveness
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. Europe Voice-Based Payments Market Landscape
4.1 Overview
4.2 Ecosystem Analysis
4.2.1 Solution and Service Providers:
4.2.2 End Users
4.2.3 List of Vendors in Value Chain:
5. Europe Voice-Based Payments Market - Key Market Dynamics
5.1 Market Drivers
5.1.1 Preference for Contactless Payment Solutions
5.1.2 Advancements in Natural Language Processing (NLP) Technology
5.1.3 Widespread Use of Smartphones and Smart Speakers
5.2 Market Restraints
5.2.1 Security Concerns
5.2.2 Limited Accuracy in Voice Recognition Technology
5.3 Market Opportunities
5.3.1 Adoption of Artificial Intelligence (AI)
5.4 Future Trends
5.4.1 Increasing Adoption by Retail Sector
5.5 Impact of Drivers and Restraints:
6. Voice-Based Payments Market - Europe Analysis
6.1 Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
6.2 Europe Voice-Based Payments Market Forecast Analysis
7. Europe Voice-Based Payments Market Analysis - by Component
7.1 Software
7.1.1 Overview
7.1.2 Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
7.2 Hardware
7.2.1 Overview
7.2.2 Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8. Europe Voice-Based Payments Market Analysis - by Enterprise Size
8.1 Large Enterprises
8.1.1 Overview
8.1.2 Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8.2 SMEs
8.2.1 Overview
8.2.2 SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9. Europe Voice-Based Payments Market Analysis - by Industry
9.1 BFSI
9.1.1 Overview
9.1.2 BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.2 Automotive
9.2.1 Overview
9.2.2 Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.3 Healthcare
9.3.1 Overview
9.3.2 Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.4 Retail
9.4.1 Overview
9.4.2 Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.5 Government
9.5.1 Overview
9.5.2 Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.6 Others
9.6.1 Overview
9.6.2 Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10. Europe Voice-Based Payments Market - Country Analysis
10.1 Europe Voice-Based Payments Market
10.1.1 Europe Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.1 Europe: Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.2 Germany: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.2.1 Germany: Voice-Based Payments Market Breakdown, by Component
10.1.1.2.2 Germany: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.2.3 Germany: Voice-Based Payments Market Breakdown, by Industry
10.1.1.3 France: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.3.1 France: Voice-Based Payments Market Breakdown, by Component
10.1.1.3.2 France: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.3.3 France: Voice-Based Payments Market Breakdown, by Industry
10.1.1.4 United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.4.1 United Kingdom: Voice-Based Payments Market Breakdown, by Component
10.1.1.4.2 United Kingdom: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.4.3 United Kingdom: Voice-Based Payments Market Breakdown, by Industry
10.1.1.5 Italy: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.5.1 Italy: Voice-Based Payments Market Breakdown, by Component
10.1.1.5.2 Italy: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.5.3 Italy: Voice-Based Payments Market Breakdown, by Industry
10.1.1.6 Russia: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.6.1 Russia: Voice-Based Payments Market Breakdown, by Component
10.1.1.6.2 Russia: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.6.3 Russia: Voice-Based Payments Market Breakdown, by Industry
10.1.1.7 Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.7.1 Rest of Europe: Voice-Based Payments Market Breakdown, by Component
10.1.1.7.2 Rest of Europe: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.7.3 Rest of Europe: Voice-Based Payments Market Breakdown, by Industry
11. Competitive Landscape
11.1 Heat Map Analysis by Key Players
11.2 Company Positioning & Concentration
12. Industry Landscape
12.1 Overview
12.2 Market Initiative
12.3 New Product Development
13. Company Profiles
13.1 Amazon.com Inc
13.1.1 Key Facts
13.1.2 Business Description
13.1.3 Products and Services
13.1.4 Financial Overview
13.1.5 SWOT Analysis
13.1.6 Key Developments
13.2 NCR VOYIX Corp
13.2.1 Key Facts
13.2.2 Business Description
13.2.3 Products and Services
13.2.4 Financial Overview
13.2.5 SWOT Analysis
13.2.6 Key Developments
13.3 Google LLC
13.3.1 Key Facts
13.3.2 Business Description
13.3.3 Products and Services
13.3.4 Financial Overview
13.3.5 SWOT Analysis
13.3.6 Key Developments
13.4 PayPal Holdings Inc
13.4.1 Key Facts
13.4.2 Business Description
13.4.3 Products and Services
13.4.4 Financial Overview
13.4.5 SWOT Analysis
13.4.6 Key Developments
13.5 Vibe Pay Limited
13.5.1 Key Facts
13.5.2 Business Description
13.5.3 Products and Services
13.5.4 Financial Overview
13.5.5 SWOT Analysis
13.5.6 Key Developments
13.6 Paysafe Limited
13.6.1 Key Facts
13.6.2 Business Description
13.6.3 Products and Services
13.6.4 Financial Overview
13.6.5 SWOT Analysis
13.6.6 Key Developments
13.7 Cerence Inc
13.7.1 Key Facts
13.7.2 Business Description
13.7.3 Products and Services
13.7.4 Financial Overview
13.7.5 SWOT Analysis
13.7.6 Key Developments
13.8 Huawei Technologies Co Ltd
13.8.1 Key Facts
13.8.2 Business Description
13.8.3 Products and Services
13.8.4 Financial Overview
13.8.5 SWOT Analysis
13.8.6 Key Developments
13.9 PCI Pal
13.9.1 Key Facts
13.9.2 Business Description
13.9.3 Products and Services
13.9.4 Financial Overview
13.9.5 SWOT Analysis
13.9.6 Key Developments
14. Appendix
14.1 About The Insight Partners
List of Tables
Table 1. Europe Voice-Based Payments Market Segmentation
Table 2. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Table 3. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 4. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 5. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 6. Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Country
Table 7. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 8. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 9. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 10. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 11. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 12. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 13. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 14. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 15. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 16. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 17. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 18. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 19. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 20. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 21. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 22. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 23. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 24. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 25. Company Positioning & Concentration
Table 26. Appendix
List of Figures
Figure 1. Europe Voice-Based Payments Market Segmentation, by Country
Figure 2. Ecosystem: Voice-Based Payments Market
Figure 3. Europe Voice-Based Payments Market - Key Market Dynamics
Figure 4. Impact Analysis of Drivers and Restraints
Figure 5. Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
Figure 6. Europe Voice-Based Payments Market Share (%) - by Component (2022 and 2030)
Figure 7. Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 8. Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 9. Europe Voice-Based Payments Market Share (%) - by Enterprise Size (2022 and 2030)
Figure 10. Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 11. SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 12. Europe Voice-Based Payments Market Share (%) - by Industry (2022 and 2030)
Figure 13. BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 14. Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 15. Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 16. Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 17. Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 18. Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 19. Europe Voice-Based Payments Market, by Key Country - Revenue (2022) (US$ Million)
Figure 20. Europe Voice-Based Payments Market Breakdown, by Key Countries, 2022 and 2030 (%)
Figure 21. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 22. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 23. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 24. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 25. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 26. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 27. Heat Map Analysis by Key Players
- Amazon.com Inc
- Cerence Inc
- Google LLC
- Huawei Technologies Co Ltd
- NCR VOYIX Corp
- PayPal Holdings Inc
- Paysafe Limited
- PCI Pal
- Vibe Pay Limited
- Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the Europe voice-based payments market.
- Highlights key business priorities in order to assist companies to realign their business strategies.
- The key findings and recommendations highlight crucial progressive industry trends in the Europe voice-based payments market, thereby allowing players across the value chain to develop effective long-term strategies.
- Develop/modify business expansion plans by using substantial growth offering developed and emerging markets.
- Scrutinize in-depth Europe market trends and outlook coupled with the factors driving the Europe voice-based payments market, as well as those hindering it.
- Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution.